FINANCE

Tuesday, October 26, 2010

Cheapest Health Insurance - Where to Get It

According to the Henry J. Kaiser Foundation, the primary reason people are uninsured is the high cost of health insurance coverage. When you're in the market for health insurance, where can you find the cheapest health insurance possible? The answer may be right in front of you - your computer.

Finding Health Insurance Online

Health insurance quotes are readily available online through insurance comparison websites. Why go online? Well, going online for your health insurance quotes can save you both time and money:

* Instead of spending hours on end calling or visiting multiple insurance agencies to get quotes, you fill out a simple questionnaire on the insurance comparison site and the quotes come to you.

* Health insurance premiums can vary by hundreds of dollars from one company to another. When you shop online through an insurance comparison website, you can easily and quickly compare quotes from multiple companies and choose the one with the best price and plan for you.

In addition, you have access to all types of insurance plans online, including:

* Traditional insurance, a PPO plan, or an HMO plan

* Long-term or short-term plans

* Comprehensive, major medical, or basic coverage

* High-deductible plans

* Medical Savings accounts

* A plan with a company that specializes in a particular illness

* A stand-alone plan or a plan that supplements other existing insurance

How Online Health Insurance Works

The easiest way to get online quotes is to go to an insurance comparison website. On this website you simply fill out an online questionnaire with information about yourself and your health insurance needs. Then, you'll receive fast, accurate quotes from multiple A-rated insurance companies.

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