Both consumers and employers have a multitude of choices when it comes to health insurance. Choosing the right type of plan for you, your family, and your employees is an important decision that can affect how you receive the medical care you need. One option that gives the consumer a wide range of options to receive health care is a Point of Service plan. The major benefit of this type of plan is the ability to receive care from any doctor.
Plans like HMO's and PPO's often restrict an insuree to a specific set of doctors within the network of the insurance provider. This restriction is part of the way the insurance company can ensure that you are receiving quality care. But this can also be a restriction for people who do not live close to any of the network doctors or for people who are not satisfied with their options.
Point of Service plans are often similar to HMO's and PPO's by also having a network of approved medical professionals. This list will give you, as a consumer, an idea of who the insurance provider considers a quality doctor. But POS plans differ from other insurance plans because a customer is not limited to only going to see these supported physicians.
In this type of insurance plan, a consumer can receive care from any doctor without violating the terms of their contract. Consumers are encouraged to see a doctor from the network by covering a greater part of their expense with this doctor. But a customer is not limited to one set of doctors.
If you travel often, or have a doctor you trust greatly, a Point of Service plan may be right for you.
Plans like HMO's and PPO's often restrict an insuree to a specific set of doctors within the network of the insurance provider. This restriction is part of the way the insurance company can ensure that you are receiving quality care. But this can also be a restriction for people who do not live close to any of the network doctors or for people who are not satisfied with their options.
Point of Service plans are often similar to HMO's and PPO's by also having a network of approved medical professionals. This list will give you, as a consumer, an idea of who the insurance provider considers a quality doctor. But POS plans differ from other insurance plans because a customer is not limited to only going to see these supported physicians.
In this type of insurance plan, a consumer can receive care from any doctor without violating the terms of their contract. Consumers are encouraged to see a doctor from the network by covering a greater part of their expense with this doctor. But a customer is not limited to one set of doctors.
If you travel often, or have a doctor you trust greatly, a Point of Service plan may be right for you.
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