FINANCE

Friday, November 26, 2010

What Does Medicare Part C Cover?

Each of the four parts of the Medicare public health insurance plan covers specific health-related expenses. Part C is the third of the four parts and combines parts of the coverage offered in Part A and Part B. Part C, also commonly called Medicare Advantage, is a combination of public insurance and private insurance. This form of insurance is provided by private insurance companies and includes both Part A coverage and Part B coverage as provided by Social Security, along with coverage that is not offered by Medicare. This hybrid of public and private insurance helps citizens who qualify for Medicare receive all of the coverage that they need in a simplified plan.

Medicare Advantage unifies a person's complete health insurance through one provider to avoid confusion and to work to fit a person's specific budget and health needs. Part C allows for qualified Medicare recipients to receive Medicare coverage along with extended coverage for other items like dental insurance and vision insurance without having to deal with two separate insurance entities. By allowing private insurance companies to become involved in public services, consumers may be able to simplify their payments and receive a plan that fits their specific needs.

These types of hybrid plans cover hospital bills through Part A, necessary medical expenses through Part B and any other additional coverage that a consumer deems necessary for their financial support and medical stability. Though there may be additional costs associated with a Part C plan, as opposed to a Part B plan, a customer also receives the benefit of more comprehensive coverage and a unified insurance plan.

Whether you feel that wellness, health, or preventative expenses including vision and dental care are important to your health, Part C coverage may be right for you. For more information, please visit the website of the California Medicare insurance agents at Catherine Michaels Insurance Services.

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